Wednesday, August 4, 2010

Personal and optional liabilities of California auto insurance

California auto insurance rates are considered as the highest rates in the nation. But still there are chances which can help you get a cheap California auto insurance quote. Before that let us look into the minimum California auto insurance quote in order to find a cheap one. Interestingly in the state of California the auto insurance for your vehicle is more important than your car’s driving license even. Therefore in order you get a license for your car you only need to have California auto insurance. The most important advantage of having California auto insurance is that it can save you with making expenses that you might need to pay for the damage to the other’s vehicle or property even if it is your fault in an accident. California auto insurance not only pays or the property repair of the individual but also for the medical expenses by compensating for the pain and suffering of the passengers.

Along with this there is also liability coverage and optional coverage. The liability for the California auto insurance is rated in the following order 15/30/5. 15000 dollars for a single persons injury in the other vehicle, 30000 dollars for all the persons who are in the vehicle and 5000 dollars for any damage to the other’s property or car. As mentioned earlier there are other optional insurance coverages available with the California auto insurance. These include compensation for your car after a hit and run driver accident or any other type of accident. California auto insurance pays for the repairs and damages that happen to your car. It also pays for the medical expenses of the passengers who were along with you in your car during the time of the accident. The cheap California auto insurance could be searched online according to our need.

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